Examples include Discover and American Express. Some card associations take on the role of a bank as well, developing and issuing their own cards.
Incidental fees only appear per occurrence (when a chargeback occurs, for instance).
Various network fees such as MasterCard’s Merchant Location Fee and Visa’s Fixed Acquirer Network Fee (FANF) that the processor passes on to you as either monthly or annual fees.Most are charged monthly, though some also charge a small per-transaction fee. Gateway fees vary, depending on the payment gateway you use.PCI compliance costs $100 per year, on average, though some companies may prorate it and charge it monthly, sometimes baked into the monthly fee.It may be higher if it includes PCI compliance and gateway fees. Monthly fees usually range from $5 to $15.Scheduled fees vary by name, value, and applicability, some of them will show up on your monthly statements. Often, both forms are charged on a transaction. Transaction fees are the biggest cost of operating a merchant account and come in two forms:
*Consider the entire package of rates and fees with your provider*